Nystateofhealth if Im Not Changing Plan Do I Need to Enroll Again?
The 2022 Open Enrollment Period (OEP) begins Nov 1, 2021, and ends January 15, 2022, in nigh states.
The chart beneath shows the OEP dates for us that use the federal ACA exchange. Coverage begins January 1. If you have a Special Enrollment Period, coverage will begin the first day of the month after you lot sign up. For example, if you sign up on February fifteen, your coverage will be effective March 1.
States | Federal Open Enrollment Menses for 2022 Plans |
Alabama | November 1, 2021 – Jan 15, 2022 |
Alaska | November one, 2021 – January 15, 2022 |
Arizona | November i, 2021 – January xv, 2022 |
Arkansas | Nov 1, 2021 – Jan fifteen, 2022 |
Delaware | Nov 1, 2021 – January 15, 2022 |
Florida | November ane, 2021 – January 15, 2022 |
Georgia | November i, 2021 – January fifteen, 2022 |
Hawaii | November 1, 2021 – January xv, 2022 |
Illinois | November 1, 2021 – January 15, 2022 |
Indiana | November 1, 2021 – Jan fifteen, 2022 |
Iowa | November 1, 2021 – January 15, 2022 |
Kansas | November 1, 2021 – January fifteen, 2022 |
Louisiana | November 1, 2021 – January fifteen, 2022 |
Michigan | November 1, 2021 – Jan 15, 2022 |
Mississippi | November i, 2021 – Jan fifteen, 2022 |
Missouri | November one, 2021 – January 15, 2022 |
Montana | November 1, 2021 – January 15, 2022 |
Nebraska | November 1, 2021 – January 15, 2022 |
New Hampshire | November i, 2021 – Jan 15, 2022 |
North Carolina | November ane, 2021 – Jan 15, 2022 |
North Dakota | November 1, 2021 – January 15, 2022 |
Ohio | Nov 1, 2021 – January 15, 2022 |
Oklahoma | November 1, 2021 – January 15, 2022 |
Oregon | November 1, 2021 – January 15, 2022 |
S Carolina | November 1, 2021 – Jan 15, 2022 |
South Dakota | November 1, 2021 – January 15, 2022 |
Tennessee | November 1, 2021 – January 15, 2022 |
Texas | November i, 2021 – Jan xv, 2022 |
Utah | November 1, 2021 – January xv, 2022 |
Virginia | November ane, 2021 – January fifteen, 2022 |
West Virginia | November 1, 2021 – January 15, 2022 |
Wisconsin | November 1, 2021 – January xv, 2022 |
Wyoming | Nov 1, 2021 – January fifteen, 2022 |
Some states with their own ACA exchanges have dissimilar appointment ranges for the 2021 Special Enrollment Period and the 2022 Open up Enrollment Period. The chart below shows the SEP and OEP dates for the these states.
State | Land Special Enrollment Borderline for 2021 Plans | State Open Enrollment Menstruum for 2022 Plans | |||||||
Californiaone | Dec 31, 2021 | November 1, 2021 – January 31, 2022 | |||||||
Coloradotwo | August xv, 2021 | Nov 1, 2021 – Jan fifteen, 2022 | |||||||
Connecticutthree | October 31, 2021 | Nov 1, 2021 – Jan 15, 2022 | |||||||
Idahoiv,5 | April thirty, 2021 | November 1, 2021 – December 22, 2021 | |||||||
Kentuckyvi | August 15, 2021 | Nov 1, 2021 – January 31, 2022 | |||||||
Mainevii | August fifteen, 2021 | November 1, 2021 – January xv, 2022 | |||||||
Maryland8,ix | August 15, 2021 | Nov 1, 2021 – Feb 28, 2022 | |||||||
Massachusetts10,eleven | July 23, 2021 | November 1, 2021 – January 23, 2022 | |||||||
Minnesota12 | July xvi, 2021 | November 1, 2021 – January 15, 2022 | |||||||
Nevada13 | August 15, 2021 | November 1, 2021 – January xv, 2022 | |||||||
New Jerseyxiv | December 31, 2021 | November 1, 2021 – January 31, 2022 | |||||||
New United mexican statesxv | August fifteen, 2021 | Nov one, 2021 – January fifteen, 2022 | |||||||
New York16 | December 31, 2021 | November 16, 2021 – March 31, 2022 | |||||||
Pennsylvania17,eighteen | August fifteen, 2021 | November i, 2021 – Jan 15, 2022 | |||||||
Rhode Islandxix,20 | Baronial fifteen, 2021 | November one, 2021 – Jan 31, 2022 | |||||||
Vermont21 | October ane, 2021 | November 1, 2021 – January 15, 2022 | |||||||
Washington DC22,23* | November 30, 2021/December 31, 2021 | November 1, 2021 – January 31, 2022 | |||||||
Washington24 | August 15, 2021 | November 1, 2021 – January 15, 2022 | |||||||
*In Washington, DC, residents can take coverage effective immediately. For example, if residents sign up past June 30, they can choose for their coverage to begin on either June 1 or July one.22 |
I Missed My Land's Open Enrollment Deadline. Can I Nonetheless Go Healthcare Coverage?
If you missed the enrollment deadline in your state, it is however possible that you lot tin can qualify for a Special Enrollment Catamenia (SEP) that will allow you to employ for health insurance. You tin can qualify for an SEP if y'all have experienced a qualifying life result. Qualifying life events can include:
-
- The loss of health insurance through a job.
- Household changes such as marriage, divorce, a death in the family, or having a baby.
- A change in your dwelling address.
Come across a list of qualifying life events. You take 60 days to enroll in a plan, if you authorize for an SEP. But, if you miss that 60-day window, y'all will accept to expect until OEP to enroll in an individual health insurance policy for 2022.
If you missed the 2021 Open Enrollment Flow in your state and you do not qualify for an SEP, y'all can apply for a short-term health insurance plan. Brusk-term health insurance coverage tin can be purchased exterior of OEP for upwards to 364 days, and you can reapply for brusk-term coverage for up to 36 months in nearly states. Short-term health insurance plans might be a good, temporary fit for healthy people, as they will not comprehend pre-existing conditions like Affordable Care Act (ACA) plans.
If you exercise not qualify for an SEP and decide not to apply for a brusque-term health programme, you will have to wait until Open Enrollment 2022 begins in fall 2021.
HealthMarkets can aid you determine whether y'all qualify for an SEP and detect an individual wellness plan that meets your needs. Shop, compare, and enroll in a health plan online or call u.s. at (800) 304-3414 .
Source: https://www.healthmarkets.com/resources/health-insurance/open-enrollment/
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